Management Proposals For Accounts Receivable Of Enterprises

First, establish internal control.

ERP system sales contracts, receipts, bills of lading, invoicing and other processes must be clear and mutually exclusive.

For credit sale business, the position of credit sale quota and the actual business operation post must be separated, and the pricing post and the actual business operation post must be separated.

Secondly, regular customer visiting system should be established.

Regular visits

We can understand customer needs and customers' opinions on products and services in a timely manner, and we can also deepen the understanding of the contract terms between buyers and sellers, so as to prevent misunderstanding caused by misunderstanding.

Execution problems.

At the same time, we should pay close attention to customer dynamics and do well in tracking and monitoring accounts receivable.

Pay close attention to customer dynamics and identify major changes or upcoming omens of customer capital, business or property rights as early as possible.

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If there is any difficulty in operation or insufficient payment, immediate action should be taken to settle the arrears.

In daily management, we should track and analyze the customers' future operation and solvency, and timely understand their cash holdings and turnover.

Through various kinds of information channels, we can dynamically track customers and keep abreast of customers' and especially large credit account customers' operation and property rights, so as to prevent customers from falling into bankruptcy or bankruptcy due to economic disputes or other emergencies.

Third, we should establish an early-warning system for accounts receivable and analyze the aging of accounts receivable regularly.

Generally speaking, accounts receivable account for the longest age, and the greater the difficulty of collection, the less likely to be pushed back.

Therefore, it is particularly important to do well in aging analysis of accounts receivable.

If the analysis results show that a large proportion of the credit sales customers of the enterprise are paid outside the credit period, and the overdue time is longer, they must act immediately, adjust the enterprise credit policy, rearrange credit account customers, strive to improve the collection efficiency, and reduce the risk of bad debts.

Finally, continue to improve the debt collection policy.

When receivables are defaulted or refused to pay, the first analysis is whether there are any problems in the existing credit standards and credit approval system, and whether there is any unreasonable place. Then we will re investigate the credit level of the defaulted customers and re establish their credit sales quota.

For customers with malicious default and low integrity, we should tighten up the collection of the arrears in advance, settle the debts as soon as possible, and then remove them from the customers who sell on credit, and no longer carry out credit sale business to them.

If it is invalid, if necessary, it may resort to legal means to claim the court's claim according to the contract, delivery list and acceptance documents.